The “Other” Guy
What if you exchanged information with the other driver, shake hands and go about your business without reporting the minor car accident to the police?
Several weeks later, you are summonsed to court because the “other” guy has filed their own claim against you. You know they were at fault and you know that the injuries they are claiming and the property damage they say you caused are exaggerated if not downright false. Remember when you chose to drive away without a report? You’ve now stepped solidly into a “you say, they say” type of situation.
In truth, most of these types of suits won’t get very far. After all, the other guy left the scene, too. But do you really want to deal with the hassle and time it’s going to take to answer the summons, potentially appear for hearings, and argue on your behalf when you know you were in the right? Chances are you have better things to do!
And here’s another great tip for you, “Do not admit fault or reveal policy limits”. That’s a direct quote from the Geico insurance website. Be careful about what you do and say!